How to fund a dexless Nightlord

Hi Maplelegends!

I'm making a nightlord and I want to know what equips I should be buying. I am planning on being dexless 4 life.

Here's what I currently have.

Hat: Maple Bandana (+1 all stats)
Face: Rat mouth (Clean)
Eye: Raccoon Mask (+6 int)
Cape: 7 luk old raggedy cape
Overall: 14 luk bathrobe
Gloves: 10 attack purple work gloves (+1 luk)
Shoes: Silver Strap Shoes (Clean)
Earring: Single Earring (Clean)
Pendant: Deputy Star (clean)
Claw: Maple Claw (100% scrolled)

My Budget: ~100m

I'm wondering if I should spend my entire budget on a good dexless claw, like a skanda or night raven claw, since I don't think my maple claw will last very long. If so, what attack should I aim to afford with 100m?

The next thing is if I should split my budget between claw + earring (since I currently have 0 luk on it). What luk earings should I aim for and what would its cost be?

The other thing to consider is a zakum helmet, but I rather dislike how expensive they are at the moment (roughly 40m for 13-17 luk). I think that the money can be better spent on a higher weapon attack claw or Pink Adventurer cape.

So, basically, if you were in my position with 100m, how would you fund this character?